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Home Improvement Contractors
Do not say you are performing the work yourself, if you have a contractor. Provide the name of your contractor and registration or license number on the permits otherwise you may be forfeiting the protection s afforded by law.
Do not pay for the entire job upfront
The law prohibits HICs from demanding the final payment on the contract before the home improvement is completed in accordance in terms of the contract. This means you should not make the final payment until the work is done and the site passes all inspections.
No Home Improvement Contractor shall offer to perform, or engage, or attempt to engage in the business of making or selling residential home improvements unless registered with the NJ Division of Consumer Affairs.
Get Written Estimates from at least three contractors
Ask how long they have been in business, if they have liability insurance (required by law) and whether they will be using sub-contractors
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Before you sign a contract ask for a lien wavier
A lien wavier is a receipt that states that the workers and material suppliers will not ask you for money once you have paid the contractor. Beware if the contractor asks you to sign a statement that says you will cover the costs of materials and labor if the contract does not pay.
What Should be listed in my Contract?